Diversified in the Mortgage and Real Estate industries. Mortgage and Real Estate Broker. Qualified Employee with the State of Nevada. Loan Originator and Realtor. Certified Loan Processor. Owner Manager to Cap Funds LLC, State Capital Mortgage, State Capital Realty and Intercap Marketing. Licensed with the Division of Mortgage Lending Department of Business and Industry, The State of Nevada Department of Business and Industry Real Estate Division, The Nationwide Multistate Licensing System & Registry, and the Greater Las Vegas Association of Realtors. Goal orientated, proven expertise in driving efficiency, productivity through evaluation of the current market conditions, leader in financial management decisions, negotiating of contracts, mediator, creative financing, short sales, subordinations, Loan Modifications, Notice of Breach, Foreclosures, Letters of Intent, Commercial purchases and leases, Multiple Partnerships with Wholesale Lenders. Multiple Business relationships with Brokers, agents and investors. Experienced for more than 36 years industry